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Home Equity Line of Credit

Unlock the Equity in Your Home

Empowering Your

Financial Dreams

Unlock the value you’ve cultivated with our home equity loans crafted to provide you with affordable and flexible financing solutions.

Why Choose US for Your HELOC?

  • Competitive Interest Rates: Benefit from lower interest rates compared to most unsecured loans, maximizing your home's equity.
  • Substantial Borrowing Power: Access up to 80% of your home's equity to bring your financial plans to fruition.
  • Simplicity: Receive a one-time lump sum ideal for sizable, immediate financial needs.
Streamline Your Loan Application

Is a Home Equity Line of Credit1

Right for You?

Our dedicated loan officers are ready to guide you through the process, ensuring you find the right financial tool for your unique circumstances. We pledge to support your endeavors with a comprehensive approach, from understanding your goals to tailoring your loan terms.

What's your home goal?

With a home equity line of credit, or HELOC, the equity you’ve built in your home can be a convenient source of funds to help pay for nearly anything. But just because you can use your equity for, say, a wardrobe update, doesn’t mean you should - especially since your home will be used as collateral. Understanding what a HELOC is best used for (and what it’s not) can help you maintain financial well-being and stay on a path to reach your goals.

Start Your Journey Today

Browse our Home Equity Booklet for a better understanding of how home equity lines of credit work.

 

1 Consult a tax advisor

The Home Equity Line annual percentage rate (APR) is based on The Wall Street Journal Prime Rate (the "Index") plus a margin ranging between 0.00% and 4.00%. The APR will vary but not exceed 21% in AL, MS or LA or 18% in FL or TX. Please note, due to the floor rate, the APR will never be less than 3.99%. Repayment options and margins vary based on creditworthiness, loan-to-value percentages, whether the mortgage securing your line is a first or second mortgage, and other factors.

Solutions Plus Bank, Member FDIC and Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.

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